Terms & Conditions

Effective Date: 31st March 2026

1. Introduction

Welcome to Artco, a digital platform that connects customers with independent artisans for on-demand services within Nigeria. By creating an account or using the platform, you agree to these Terms.

2. Eligibility

  • Users must be at least 18 years old.
  • By registering, you confirm that all information provided is accurate.

3. Nature of the Platform

Artco acts solely as an intermediary platform connecting customers and independent artisans.

  • Artisans are independent contractors, not employees.
  • Artco does not directly provide the services listed.

4. User Accounts

  • One account per user.
  • Users are responsible for account security.
  • We reserve the right to suspend or terminate accounts for misconduct.

5. Artisan Verification

All artisans must:

  • Submit valid government-issued ID
  • Provide accurate business/service details
  • Complete verification review before activation

⚠️ Artco reserves the right to reject or remove artisans at its discretion.

6. Payments

  • All payments must be made through the app.
  • Off-platform payments are strictly prohibited.
  • A platform commission (variable based on currency and settings) is deducted from each completed service before artisan payout.
  • Payout timelines: 24-48 hours after service completion
  • Failure of payment processing may result in service cancellation

7. Cancellations

Customer Cancellation:

  • Free cancellation before artisan acceptance.
  • Cancellation after acceptance may attract a service fee.

Artisan Cancellation:

  • Excessive cancellations may result in suspension.