Terms & Conditions
Effective Date: 31st March 2026
1. Introduction
Welcome to Artco, a digital platform that connects customers with independent artisans for on-demand services within Nigeria. By creating an account or using the platform, you agree to these Terms.
2. Eligibility
- Users must be at least 18 years old.
- By registering, you confirm that all information provided is accurate.
3. Nature of the Platform
Artco acts solely as an intermediary platform connecting customers and independent artisans.
- Artisans are independent contractors, not employees.
- Artco does not directly provide the services listed.
4. User Accounts
- One account per user.
- Users are responsible for account security.
- We reserve the right to suspend or terminate accounts for misconduct.
5. Artisan Verification
All artisans must:
- Submit valid government-issued ID
- Provide accurate business/service details
- Complete verification review before activation
⚠️ Artco reserves the right to reject or remove artisans at its discretion.
6. Payments
- All payments must be made through the app.
- Off-platform payments are strictly prohibited.
- A platform commission (variable based on currency and settings) is deducted from each completed service before artisan payout.
- Payout timelines: 24-48 hours after service completion
- Failure of payment processing may result in service cancellation
7. Cancellations
Customer Cancellation:
- Free cancellation before artisan acceptance.
- Cancellation after acceptance may attract a service fee.
Artisan Cancellation:
- Excessive cancellations may result in suspension.